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The alarmingly accurate predictions made 100 years ago

<p>A university researcher has uncovered predictions made in 1924 about what the world would look like 100 years in the future, with some of the predictions proving to be scarily accurate. </p> <p>The Canadian professor Paul Fairie shared a selection of headlines and articles made by newspapers in the 1920s on his X account, showing in what ways the world has changed and how it has remained the same.</p> <p>While some predictions made in 1924 hit the nail on the head, others couldn't be further from reality. </p> <p><strong>Accurate predictions </strong></p> <p><span style="text-decoration: underline;"><em>Car speedways</em></span></p> <p>One newspaper clipping claimed that in the future, cars would be travelling on super "speedways" that allowed them to travel faster. </p> <p>While cars first hit the roads in the 1880s, it wasn't until the 1920s that vehicles became more common, with cities quickly trying to build safe roads to accommodate the growth in motor vehicles. </p> <p>“In the city of 2024, this authority predicts there will be three-deck roads; speedways through the heart of town,” the newspaper article predicted.</p> <p>The article also envisaged monorail express services to the suburbs replacing cars and buses and moving sidewalks (similar to airport travelators) that moved people in all directions, “serving all railroad stations and business districts”.</p> <p><span style="text-decoration: underline;"><em>Women getting tattooed and dyeing their hair</em></span></p> <p>In the 1920s, tattoos were exclusively reserved for sailors, criminals and gangland figures until they became more commonplace. </p> <p>But one 1924 article predicted, incredibly accurately, that by 2024 women would be getting tattoos and dyeing their hair “all the colours of the rainbow”.</p> <p>“Debutantes of 1924 are shingle-haired, sleek-looking maidens with delicately rouged cheeks and provocative red lips,” the article stated.</p> <p>“The 1924 debutante successfully conceals her personality under paint and power."</p> <p>“The debutante of 100 years hence may revert to type and frankly copy her ancestors, who dyed their skins with woad; only, with the modern instinct for progress."</p> <p>“She may go still further and dye her complexion and hair all the colours of the rainbow.”</p> <p><span style="text-decoration: underline;"><em>Women becoming stronger</em></span></p> <p>The newspapers of 1924 also predicted that women of the future would be “physically strong, vital and alert.”</p> <p>One article predicted that women would spend more time in the outdoors, participate in sports, and would be “engaging by choice” in activities that were historically restricted to men.</p> <p>Intellectually, women would be “quick at wit and keen of judgment,” while spiritually, she would “radiate love and good will”.</p> <p><span style="text-decoration: underline;"><em>Remote viewing </em></span></p> <p>One of the most accurate predictions from 1924 was the invention of technology that would allow people to view entertainment "remotely". </p> <p>“Many inconveniences which the touring artist now has to suffer will no doubt be eliminated,” one prediction read.</p> <p>“It will not be necessary to travel great distances. The strain of the concert tour will be dispensed with. Artists may not even have to leave their homes (to perform).”</p> <p><strong>Not so accurate predictions</strong></p> <p><span style="text-decoration: underline;"><em>Horses becoming extinct </em></span></p> <p>One prediction from a 1924 newspaper believed that as cars took over as the main form of transportation, there would be no more use for horses and they would soon becoming extinct. </p> <p>“If a house would decrease in the same ratio as in the last ten or twenty years, it might be easy to tell when the last horse would give up his stall to an automobile,” the prediction read.</p> <p><span style="text-decoration: underline;"><em>Self-launching beds</em></span></p> <p>Another not-so accurate prediction claimed that beds would soon come with a feature that would override the use for an alarm clock, but would come with a mechanism to launch you out of bed in the morning. </p> <p>Describing this futuristic scenario, the reporter wrote: “My bed turns over automatically and I am deposited on the floor”.</p> <p>“Eight o’clock and the switch operating above the fiendish substitute for an alarm clock is operated from school, so at the moment, I am in the same predicament as the rest of the 450 scholars.”</p> <p><em>Image credits: Shutterstock </em></p>

Technology

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Cancer survivor slapped with $15,000 water bill

<p>An Aussie man has been slapped with a $15,645.86 water bill after the <span style="font-family: Inter, sans-serif; font-size: 16px; letter-spacing: -0.16px; background-color: #ffffff;">Goulburn Mulwaree Council </span>claimed he had used more than 35,000 litres a day over 104 days. </p> <p>Anthony, who lives on his own in the Southern Tablelands, said that his bill is normally around $290 and that he uses about 130 litres of water a day, the average amount a person would use according to Sydney Water. </p> <p>"A 15-and-a-half thousand dollar water bill, they can go and get themselves nicked," he told <em>A Current Affair</em>. </p> <p>"I'm not paying it, no way in the world."</p> <p>The local mechanic is a cancer survivor, but the disease has made it difficult for him to communicate, so he went to a council meeting with his father, Neil, who talked on his behalf. </p> <p>"I couldn't believe it when he showed me the bill," Neil said. </p> <p>"Currently now, we're at this point in stage where we can't get any reasonable common sense from the council.</p> <p>"I said, 'It's got to be the crook meter', and she said, 'We've had a lot of meters tested and they've all come back positive. </p> <p>"And I said, 'What about this meter?' and she said, 'It'll cost you $50 to have it tested but there'll be nothing wrong with it'."</p> <p>Anthony is accused of using more than 3.6million litres of water,  which is equivalent to filling two Olympic sized swimming pools - or having five taps running all-day. </p> <p>He has received multiple emails from the local council asking him to prove his claim. </p> <p>The local mechanic also said that he received an overdue bill notice ordering him to pay it immediately. </p> <p>"I got an email saying I can have a payment plan and all the rest of it... like, get real," he said. </p> <p>"I'm not going to pay it."</p> <p>Anthony uses his own water tank to water his lawn, fill his fishpond and wash his car, and only uses town waters to wash up and shower. </p> <p>He has been asked to prepare a detailed letter of his water usage, which will be presented at a council meeting later this month.</p> <p><em>Image: Nine</em></p> <p> </p>

Money & Banking

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Kochie reveals the simple way to halve your grocery bill

<p>David Koch has revealed the simple trick to help you save big bucks at the supermarket as the cost of living crisis continues to hit hard. </p> <p>Kochie, who is the Compare the Market's economic director, calculated that Aussies can save up to $100 per trip to the grocery shop by making the switch to home brands. </p> <p>According to research of major Australian supermarkets, the average household can save big bucks by choosing not to buy well-known brands, which can lead to a saving of $5,000 per year. </p> <p>"So, when you're doing your supermarket shop, what's in a brand name? Well, let me tell you - plenty," Kochie said in a video posted to the Compare the Market Instagram account. </p> <p>"You are paying plenty more for that loyalty to a brand that you love."</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C57UwVrvSZ5/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C57UwVrvSZ5/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Compare the Market AU (@comparethemarket_aus)</a></p> </div> </blockquote> <p>Compare the Market took to a major supermarket and bought 25 items from big name brands, and another 25 similar items from a challenger supermarket selling cheaper home brands.</p> <p>Based on substituting big-brand products for lesser-known labels, grocery bills would fall from $201.19 a week to $103.51, taking the weekly saving up to $97.68.</p> <p>"Now, multiply that weekly shop over a whole year and that's a saving of over $5,000."</p> <p>"Almost three return economy airfares to London."</p> <p>Everyday Aussies are continuing to struggle with the rising cost of groceries, with the price of bread and cereal increasing by 7.3 per cent in the year to March, an official monthly measure of inflation showed. </p> <p><em>Image credits: Instagram </em></p>

Money & Banking

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"There's no way": Man receives $52 billion tax bill

<p>An American man has been left confused after receiving a letter from the government claiming he owed $52 billion in unpaid taxes. </p> <p>Barry Tangert got two letters in the mail from the state of Pennsylvania, opening the first to find a refund check from the federal government for over $900.</p> <p>His joy was short-lived though as he opened the second letter to find the income billing notice from the Pennsylvania Department of Revenue claiming that he owed a jaw-dropping $52,950,744,735.28 ($34,576,826,561.47 AUD).</p> <p>“I knew it was an obvious blunder. I don’t even make over $100,000 a year, so there’s no way I could owe anywhere near that,” Barry Tangert told local outlet <em>News 8</em>.</p> <p>The total sum was so large it didn’t even fit on a single line on the document.</p> <p>Tangert immediately knew it was a mistake, with the astonishing number being more than triple the $11 billion America’s richest man Elon Musk says he owed the government in 2022.</p> <p>How the error made it all the way to his doorstep is still a mystery to Tangert.</p> <p>“I don’t know if it was a computer glitch in the transmission or if it was an input error from my tax preparer,” Tangert said, noting that his tax preparer filed an amendment after noticing an error on his 2022 return.</p> <p>He reached out to the Pennsylvania Department of Revenue’s customer service line, which also provided little help to the baffled man.</p> <p>“The first thing he said was, ‘You had a good year.’ And I said, ‘I wish,’” Tangert said.</p> <p>Fortunately, the state department has since resolved the issue, which it chalked up to wrong numbers simply being put into the system.</p> <p><em>Image credits: WGAL News 8</em></p> <p> </p>

Money & Banking

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Tourist slapped with $225k bill after simple mistake

<p>An American tourist has revealed the moment he was charged with a $US143k (AU$225k) bill after a short holiday to Switzerland. </p> <p>Rene Remund and his wife Linda went on the trip last September.</p> <p>Prior to their travels, Remund made sure to inform his mobile phone provider, T-Mobile, that he was going overseas and as a customer of 30 years, he was told he was “covered”.</p> <p>So, with no worries at all, the tourist shared photos of his moments in the Swiss countryside with friends and family via photo messages. </p> <p>Imagine his surprise when he came home to a six-figure bill, after he racked up thousands and thousands of dollars in daily roaming costs. </p> <p>“I get this T-Mobile bill and it doesn’t bother me very much because I was reading $143,” he explained, adding it wasn’t until he went to pay the bill that he realised a few more zeros were involved.</p> <p>“I look at the bill and I say, ‘excuse me’,” he said.</p> <p>“$143,000 … are you guys crazy?”</p> <p>According to the bill, Remund had racked up 9.5 gigabytes of data while in Europe, which cost him thousands of dollars each day. While it wasn't a huge amount of data, not being covered by roaming fees will cause a user to run up a huge bill very quickly. </p> <p>“I called [T-Mobile] and the girl put me on hold for a while,” he explained.</p> <p>“She said let me check this out and I’ll get back to you. She gets back and says, yeah this is a good bill.</p> <p>“I said, ‘what do you mean it’s a good bill?’ And she says ‘well, this is what you owe’.</p> <p>“I said ‘you’re kidding me … you’re crazy’.”</p> <p>After confirming that his bill was in fact  AU$225,000, Remund hired a lawyer to argue the fact that he was covered for international roaming. </p> <p>His lawyer issued a letter to the president of T-Mobile, and they only received a reply a few days ago. </p> <p>The letter from T-Mobile allegedly said that the service provider was “sorry” for the charges, and that Remund would receive a “credit” to eliminate the entire bill. </p> <p>In an email shared to local media <em>Scripps News Tampa</em>, the mobile phone provider said that customers should always “check the travel features of their plan, such as international data roaming, before departing”.</p> <p>“If a customer is on an older plan that doesn’t include international roaming for data and calling, they’ll need to make sure they’re using aeroplane mode and wi-fi when using data to be certain the device doesn’t connect to an international network.”</p> <p><em style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-size: 16px; vertical-align: baseline; color: #323338; font-family: Figtree, Roboto, 'Noto Sans Hebrew', 'Noto Kufi Arabic', 'Noto Sans JP', sans-serif; background-color: #ffffff; outline: none !important;">Images: ABC Action News</em></p> <p> </p>

Travel Trouble

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Millions of Aussies set for power bill relief

<p>Millions of Aussies are set for some financial relief, with electricity costs set to drop by up to 7 per cent in the coming months. </p> <p>The Australian Energy Regulator (AER) and Victoria's Essential Services Commission (ESC) both released their draft default market offers - the maximum energy retailers are allowed to charge customers - for the 2024-25 financial year. </p> <p>Under the AER draft, residents in Sydney, Newcastle and the Hunter on the default offer will pay between 3 and 3.4 per cent less for electricity starting from July 1. </p> <p>The biggest drop is set for Victoria, with the ESC proposing a 6.4 per cent decrease. </p> <p>Those in Western Sydney, the Illawarra, and South Coast, will see their electricity bills decrease by 1.9 to 7.1 per cent. </p> <p>South Australians will receive a drop between 0.5 and 2.5 per cent. </p> <p>A number of small business customers will also benefit from lower power bill costs with 9.7 per cent for Sydney, Newcastle and the Hunter; 4.4 per cent for Western Sydney and the South Coast; 0.3 per cent for South-East Queensland; 8.2 per cent for South Australia; and 7 per cent for Victoria.</p> <p>Energy Minister Chris Bowen welcomed the news of lower power bill costs, but acknowledged that it will continue to play a part in the cost of living challenges faced by many Australians. </p> <p>"This is encouraging news," he said.</p> <p>"Encouraging for those small businesses and families who will receive lower energy bills as a result.</p> <p>"But nobody should suggest that there aren't real cost of living pressures around the world and in Australia, and energy prices are of course part of that and will continue to be."</p> <p>Not everyone will see a drop, with customers in the rest of regional NSW to get a small increase of 0.9 per cent, while the default offer for South East Queensland will increase by up to 2.7 per cent.</p> <p>While not all households are on the default offer, Bowen said that the AER's decision will also affect those not on the offer. </p> <p>"This either impacts directly or indirectly your energy bill," he said.</p> <p>"Directly for those on the default market offer. For those who aren't on the direct market offer, indirectly - the energy companies have to benchmark themselves against this, tell their consumers how they compare to this, and it provides very real pressure on them to match it.</p> <p>"If they don't, consumers will know about it and will make choices accordingly.</p> <p>"It's partly about those on the default market offer, but it actually impacts on all our bills indirectly."</p> <p>AER chair Clare Savage said that the cost of living crisis was the main contributor for their draft decision. </p> <p>"We know that economic conditions have put pressure on many Australians and the increases in electricity prices over the last two years has made energy less affordable for many households," she said. </p> <p>"In light of this, the AER has, in this decision, placed increased weight on protecting consumers." </p> <p>The draft decision is not final, with both the AER and ESC to receive consultation and feedback from stakeholders before confirming their default market offers in May.</p> <p><em>Image: Getty</em></p>

Money & Banking

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Finding joy at age 100: Talking to centenarians about living their best life at any age

<p><em><a href="https://theconversation.com/profiles/heather-joyce-nelson-1440914">Heather Joyce Nelson</a>, <a href="https://theconversation.com/institutions/university-of-regina-3498">University of Regina</a>; <a href="https://theconversation.com/profiles/beverlee-ziefflie-1445320">Beverlee Ziefflie</a>, <a href="https://theconversation.com/institutions/saskatchewan-polytechnic-5681">Saskatchewan Polytechnic</a>, and <a href="https://theconversation.com/profiles/paula-mayer-1445321">Paula Mayer</a>, <a href="https://theconversation.com/institutions/saskatchewan-polytechnic-5681">Saskatchewan Polytechnic</a></em></p> <p>Aging is seen as a period of loss, and there are unhelpful <a href="https://www.nia.nih.gov/health/10-myths-about-aging">myths about older adults</a>. Myths lead to treatable conditions being considered normal parts of aging, including cognitive decline, dementia, depression and loneliness. Some even consider exercise dangerous in older adults.</p> <p>At the same time, mainstream media promotes the message that <a href="https://doi.org/10.4236/jss.2017.58015">being young is central to a person’s value</a>. These ideas lead to ageism and older adults being seen as lesser.</p> <p>After spending time with six female centenarians in assisted living facilities, our research team — which included four nursing researchers and a documentary filmmaker — learned there is plenty still worth living for.</p> <p>Centenarians are a small but growing segment of the population with <a href="https://www150.statcan.gc.ca/n1/en/daily-quotidien/220928/dq220928c-eng.pdf?st=LrkfjZE_">13,844 centenarians in Canada</a>, and our findings debunk myths about the experience of aging.</p> <p>We asked the centenarians questions about what brings them joy and how they plan for the future because we wanted to learn how the very elderly plan for and find ways to live their best lives. The results of this study were <a href="https://vimeo.com/showcase/looking-forward-at-100">turned into a 32-minute documentary</a> that captures participants’ long and interesting lives and offers insight into continued meaning experienced by centenarians in their daily lives. Three of the centenarians died shortly after the interviews took place.</p> <h2>Long and interesting lives</h2> <p>The participants were born between the years 1919 and 1922. They were children during the Great Depression and young adults during the Second World War.</p> <p>One of the women helped build bullet casings and worked on the <a href="https://www.britannica.com/technology/Lancaster-airplane">Lancaster bomber</a>. Another woman helped her husband protect the blueprints of the ill-fated <a href="https://www.thecanadianencyclopedia.ca/en/article/avro-arrow">Avro Arrow aircraft</a> when he brought them home from work. Two women lost their husbands when their children were small and had to go to work to support their families. They all experienced love and adventure.</p> <p>Our team was fascinated by their stories and wanted to further explore what their lives look like today.</p> <p>Betty, 101, saw happiness as a choice. “I don’t know what’s really to complain about. I went through life staying happy,” she said.</p> <h2>Joy and challenges</h2> <p>This study used a research method called <a href="https://www.scribd.com/doc/151684840/Braun-Clarke-2006-Using-Thematic-Analysis">thematic analysis</a> to find four themes: Finding Joy, Act your Age, Looking Forward and Putting Challenges into Perspective.</p> <p>The centenarians found joy each day and enjoyed the little things such as activities, visits and treats. Betty enjoyed cheating at solitaire and Jean, 100, played the piano. Clementina, 101, had fun gambling and Joyce, 100, continued to write stories and watch her grandchildren in music concerts.</p> <p>Family was central to their lives and they enjoyed spending time with their children, grandchildren and great-grandchildren. Two of the women stated that raising their children was the biggest accomplishment in their lives.</p> <p>The centenarians also found great joy in reminiscing about their interesting lives. However, one of the challenges was that there was no one left alive who had the same shared experiences.</p> <h2>Limitations</h2> <p>The centenarians were constrained by the limitations of society, their bodies and their self-perceptions. “You have to act your age,” said Clementina. She physically described this phenomenon by clasping her hands together in her lap and sitting still.</p> <p>Some participants found life to be boring at 100 compared to their lives as younger adults. They had limited opportunities to do what they would like. “We had homes,” said Joyce, 100, describing how they had known better lives, which made it hard to accept the constraints of their current existence.</p> <p>In spite of these feelings, many of the participants continued to be busy and live life fully despite limitations. Jean, despite needing a wheelchair for mobility, continues to do people’s taxes for a volunteer organization, plays piano for church services and leads choirs within her facility.</p> <p>“I am constantly rebelling against my situation physically,” she said.</p> <p>The other women in this study also continued to challenge norms of what their age and disabilities meant. Joyce writes and submits short stories for publication, and has a poem in the war archives in Ottawa.</p> <p>Assisted living facilities often prioritize resident safety, but this can come at a cost to personal freedom. Some residents only leave their facility accompanied by a facility employee or a family member. Clementina rebelled against this restriction and at the age of 97, snuck out of her assisted living facility in a cab to go to the casino, pretending that she was going to meet her son.</p> <p>All of the participants put their life challenges into perspective. They all had lost spouses, friends and some had lost their children. “I was broken,” Clementina said about losing her husband.</p> <p>Christine, 102, was asked how she managed after losing her husband when her children were still small. “I am still here,” she said.</p> <h2>The future</h2> <p>Most of the centenarians had few plans for themselves for the future and were more interested in leading their day-to-day lives. Betty jokingly described the inevitability of her death and that she was “looking for the bucket.” Most described being prepared to die except for Jean, who laughed and said she didn’t have time to die. “I have too many plans.”</p> <p>The centenarians looked to the future of their families and the larger community and entrusted the next generation to make good choices.</p> <p>Participants in this study had long and interesting lives and continued to find meaning each day. This study supports the idea that older adults continue to lead engaging lives and that we need to support older adults to live their best lives at any age.</p> <p><em>This article was also co-authored by journalist and filmmaker Kelly-Anne Riess and retired nursing instructor Susan Page.</em><!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/206852/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/heather-joyce-nelson-1440914"><em>Heather Joyce Nelson</em></a><em>, Assistant Professor of Nursing, <a href="https://theconversation.com/institutions/university-of-regina-3498">University of Regina</a>; <a href="https://theconversation.com/profiles/beverlee-ziefflie-1445320">Beverlee Ziefflie</a>, Instructor, Nursing, <a href="https://theconversation.com/institutions/saskatchewan-polytechnic-5681">Saskatchewan Polytechnic</a>, and <a href="https://theconversation.com/profiles/paula-mayer-1445321">Paula Mayer</a>, Associate Research Scientist, Nursing, <a href="https://theconversation.com/institutions/saskatchewan-polytechnic-5681">Saskatchewan Polytechnic</a></em></p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/finding-joy-at-age-100-talking-to-centenarians-about-living-their-best-life-at-any-age-206852">original article</a>.</em></p>

Caring

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Women forced to do shocking act for $100 rent reduction

<p>Two women in Queensland have claimed that they were forced to use a makeshift  "temporary shower" outdoors, while renovations are being carried out in the property's only bathroom. </p> <p>The pair, who were expecting a porta-loo style shower to use during the four-to-six weeks renovation, were horrified when they found out the makeshift shower was just a blue tarpaulin attached to the side of the house.</p> <p>Electrical cords and plumbing pipes can be spotted hanging down in front of the open cubicle, and has no curtain for privacy or a lock, raising questions for their privacy and safety. </p> <p>To make matters worse, the women revealed on Facebook that they initially tried negotiating for a rental discount of $200 per week during the renovations, but their landlord said "no way" offering only a $50 discount, "then $100 as final offer".</p> <p>Dr Chris Martin, Senior Research Fellow in the University of NSW's City Futures Research Centre, slammed the landlord for "a bunch of possible breaches". </p> <p>"There is a big question about whether the temporary arrangement meets the minimum standards that apply to rented premises in Queensland under the Residential Tenancies and Rooming Accommodation Act," he told <em>Yahoo News</em>. </p> <p>"Those minimum standards include that the bathroom and toilet facilities must provide privacy and that a premise must be weatherproof and structurally sound, and there's a standard about security," he added. </p> <p>He also claimed that "there's a bunch of possible breaches of the minimum standards of this temporary arrangement," as intruders could also potentially get in. </p> <p>The Senior Research Fellow also slammed the $100-a-week reduction in rent, calling it "grossly insufficient".</p> <p>"What a professional landlord who takes a bit of pride in themselves as a reputable housing provider would have done, is hire one of those portable bathrooms that come on a little trailer with a little heater and hook it up, and also do a rent reduction for the hassle of having to trot out to the trailer to shower," he said.</p> <p>"That would be the appropriate response."</p> <p>He encouraged the tenants to speak to Tenants Queensland or a local tenants advice service about what to do, adding that they could say that the current temporary arrangements could be deemed "unlivable or uninhabitable". </p> <p>"I suggest they should also be telling the landlord that this arrangement may place the landlord in a further breach of the agreement and for the liability for an even bigger rent reduction and the prospect of compensation if they don't do this better,"  Dr Martin told the publication. </p> <p><em>Images: Facebook</em></p>

Money & Banking

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Debate sparked over list of top 100 cities on the planet

<p>The best 100 cities on the planet have been revealed, with three Aussie cities making the final list. </p> <p>The list was compiled by as part of an annual report by <a href="https://www.worldsbestcities.com" target="_blank" rel="noopener">Resonance Consultancy</a>, who rated major capital cities on three main factors: liveability, lovability and prosperity, with dozens of factors taken into account.</p> <p>These include educational attainment, GDP per capita, poverty rate, the number of quality restaurants, shops and nightclubs, walkability, the number of mapped bike routes, quality parks and museums, as well as ratings from TripAdvisor and Google. </p> <p>The top ten chart features four cities on the Asian continent, four in Europe and two in the U.S.</p> <p>Sydney, Melbourne and Brisbane were all featured in the list, coming in at numbers 31, 35 and 57 respectively.</p> <p>Taking out the number one spot this year is London, dubbed the "capital of capitals" that "reigns over all global cities" as the best metropolis in the world. </p> <p>The study proclaims it as the most liveable and the most lovable mecca, solidified by its winning culture and education attainment.</p> <p>The report concludes, "Despite crippling Covid lockdowns and economic devastation. Despite Brexit. Despite a war in Europe. The city is more indomitable and part of the global discourse than ever. From the Queen's death, to last autumn's chaotic drama at 10 Downing Street that finally calmed down with Rishi Sunak becoming prime minister, only to take heavy local election losses this spring, London is rarely quiet these days."</p> <p>Here's the full list of top 100 cities in the world.</p> <p> 1 - London, England </p> <p>2 - Paris, France</p> <p>3 - New York, USA</p> <p>4 - Tokyo, Japan</p> <p>5 - Singapore</p> <p>6 - Dubai, United Arab Emirates</p> <p>7 - San Francisco, USA</p> <p>8 - Barcelona, Spain</p> <p>9 - Amsterdam, Netherlands</p> <p>10 - Seoul, South Korea</p> <p>11 - Rome, Italy </p> <p>12 - Prague, Czechia </p> <p>13 - Madrid, Spain </p> <p>14 - Berlin, Germany</p> <p>15 - Los Angeles, USA</p> <p>16 - Chicago, USA</p> <p>17 - Washington, D.C., USA</p> <p>18 - Beijing, China </p> <p>19 - Istanbul, Turkey </p> <p>20 - Dublin, Ireland</p> <p>21 - Vienna, Austria </p> <p>22 - Milan, Italy </p> <p>23 - Toronto, Canada</p> <p>24 - Boston, USA</p> <p>25 - Abu Dhabi, United Arab Emirates </p> <p>26 - Budapest, Hungary </p> <p>27 - São Paulo, Brazil</p> <p>28 - Riyadh, Saudi Arabia</p> <p>29 - Stockholm, Sweden </p> <p>30 - Munich, Germany</p> <p>31 - Melbourne, Australia </p> <p>32 - Lisbon, Portugal </p> <p>33 - Zürich, Switzerland</p> <p>34 - Seattle, USA</p> <p>35 - Sydney, Australia </p> <p>36 - Doha, Qatar</p> <p>37 - Brussels, Belgium </p> <p>38 - San Jose, USA</p> <p>39 - Bangkok, Thailand</p> <p>40 - Warsaw, Poland </p> <p>41 - Copenhagen, Denmark </p> <p>42 - Taipei, Taiwan </p> <p>43 - Austin, USA</p> <p>44 - Oslo, Norway </p> <p>45 - Osaka, Japan </p> <p>46 - Hong Kong, China </p> <p>47 - Tel Aviv, Israel </p> <p>48 - Athens, Greece</p> <p>49 - Frankfurt, Germany</p> <p>50 - Vancouver, Canada </p> <p>51 - San Diego, USA</p> <p>52 - Orlando, USA</p> <p>53 - Helsinki, Finland </p> <p>54 - Miami, USA</p> <p>55 - Buenos Aires, Argentina </p> <p>56 - Hamburg, Germany </p> <p>57 - Brisbane, Australia </p> <p>58 - Kuwait, Kuwait</p> <p>59 - Las Vegas, USA</p> <p>60 - Montreal, Canada </p> <p>61 - Glasgow, Scotland</p> <p>62 - Shanghai, China </p> <p>63 - Rio de Janeiro, USA</p> <p>64 - Auckland, New Zealand </p> <p>65 - Atlanta, USA</p> <p>66 - Houston, USA</p> <p>67 - Busan, South Korea</p> <p>68 - Philadelphia, USA</p> <p>69 - Naples, Italy </p> <p>70 - Denver, USA</p> <p>71 - Nashville, USA</p> <p>72 - Manchester, England </p> <p>73 - Dallas, USA</p> <p>74 - Liverpool, England</p> <p>75 - Minneapolis, USA</p> <p>76 - Mexico City, Mexico</p> <p>77 - Minsk, Belarus </p> <p>78 - Lyon, France </p> <p>79 - Portland, USA</p> <p>80 - Rotterdam, Netherlands </p> <p>81 - Bogotá, Colombia</p> <p>82 - Kraków, Poland</p> <p>83 - Valencia, Spain</p> <p>84 - Santiago, Chile </p> <p>85 - Birmingham, England</p> <p>86 - New Orleans, USA</p> <p>87 - Bucharest, Romania</p> <p>88 - Leeds, England</p> <p>89 - Muscat, Oman </p> <p>90 - Ottawa, Canada </p> <p>91 - Cologne, Germany </p> <p>92 - Charlotte, USA</p> <p>93 - Calgary, Canada </p> <p>94 - Nagoya, Japan  </p> <p>95 - Düsseldorf, Germany </p> <p>96 - Hanoi, Vietnam</p> <p>97 - Gothenburg, Sweden </p> <p>98 - Sapporo, Japan</p> <p>99 - Bilbao, Spain </p> <p>100 - Baltimore, USA</p> <p><em>Image credits: Getty Images </em></p>

International Travel

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Cruise ship forced to turn back after 100 passengers injured in storm

<p>The Spirit of Discovery cruise ship was forced to turn back after around 100 passengers were injured during a massive storm. </p> <p>Cruise company Saga have said that most of the injuries were minor, but five people had to be taken to hospital when the ship returned to England on Tuesday local time. </p> <p>One passenger told<em> BBC News</em> that a few passengers  "feared for their lives", when the storm hit the ship in the Bay of Biscay, off the French coast. </p> <p>"People were writing texts to their loved ones in case we capsized," they added. </p> <p>"The tone of voice in our captain... he was physically scared. We had crew crying. We had many passengers in awful states of fear." </p> <p>The passenger also claimed that that injuries included broken bones and cuts, with reports of furniture flying around and  people  being knocked off their feet, as the ship stopped moving and veered dramatically to one side as part of its safety manoeuvre. </p> <p>Another passenger, 75-year-old Jan Bendall, told the BBC that she and her husband were "holding on for dear life", and that it was overall a frightening experience. </p> <p>"It was quite frightening, I'm not somebody who frightens easily," Bendall said.</p> <p>"We were lucky - we're quite able-bodied, but I think some of the older people and people in their own cabins were quite worried," she added.</p> <p>The ship itself holds almost 1000 passengers and holds cruises for people over 50. </p> <p>Saga told the <em>BBC </em>that there had been "very limited" damage and the ship had "remained safe at all times." </p> <p>"While the weather is clearly beyond our control, we want to offer our sincere apologies to all those affected who are now safely on their way home in calmer seas," the spokesperson said.</p> <p><em>Images: Nine News/ Facebook</em></p> <p> </p>

Travel Trouble

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A rose in every cheek: 100 years of Vegemite, the wartime spread that became an Aussie icon

<p><em><a href="https://theconversation.com/profiles/hannah-viney-1153558">Hannah Viney</a>, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p>There are roughly <a href="https://www.onlymelbourne.com.au/vegemite">22 million jars of Vegemite</a> manufactured in the original Melbourne factory every year. According to the Vegemite website, around 80% of Australian households have a jar in the cupboard.</p> <p>The cultural status of Vegemite is so enduring that, in 2022, the City of Melbourne Council <a href="https://www.theguardian.com/australia-news/2022/jun/01/smell-of-vegemite-factory-given-special-heritage-recognition-by-melbourne-council">included the smell of the factory</a> at 1 Vegemite Way, Fishermans Bend, in a statement of heritage significance.</p> <p>Vegemite first hit Australian supermarket shelves in 1923, but it took a while to find its feet.</p> <p>Indeed, the now classic spread may have failed into obscurity as “Parwill” if not for a very clever advertising campaign in the second world war.</p> <figure><iframe src="https://www.youtube.com/embed/YNiOZInvLog?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <h2>A product of war</h2> <p>Vegemite has German U-boats to thank for its invention.</p> <p>When the first world war began in 1914, Australians were big fans of <a href="https://www.marmite.co.uk/">Marmite</a>, the British yeast extract spread.</p> <p>As the Germans began sinking ships full of British supplies to Australia, Marmite disappeared from the shelves. <a href="https://doi.org/10.1108/JHRM-06-2015-0019">Due to the conditions of its patent</a>, Marmite could only be manufactured in Britain.</p> <p>As a result, there was a gap in the market for a yeast spread.</p> <p><a href="https://adb.anu.edu.au/biography/walker-fred-8953">Fred Walker</a>, who produced canned foods, hired food technologist <a href="https://adb.anu.edu.au/biography/callister-cyril-percy-5468">Cyril P. Callister</a> to create a homegrown yeast spread using brewer’s yeast from the Carlton Brewery.</p> <p>Callister’s experiments produced a thicker, stronger spread than the original Marmite. Callister’s inclusion of vegetable extracts to improve the flavour would <a href="https://doi.org/10.1080/08949468.1993.9966612">give the spread its name, Vegemite</a>, chosen by Walker’s daughter from competition entries.</p> <p>Australians were wary of Vegemite when it first appeared on grocery shelves, perhaps due to brand loyalty to Marmite.</p> <p>To try and combat this, <a href="https://vegemite.com.au/heritage/">Walker renamed Vegemite “Parwill”</a> in 1928 as a play on Marmite: “if Ma might, Pa will”.</p> <p>This rebrand was short-lived. Australians were not any more interested in Parwill than they were in Vegemite.</p> <h2>A nutritious food replacement</h2> <p>In the 1930s, <a href="https://doi.org/10.1108/JHRM-06-2015-0019">Walker hired American advertiser J. Walter Thompson</a>. Thompson began offering free samples of Vegemite with purchases of other Kraft-Walker products, including the popular Kraft cheese.</p> <p>Kraft-Walker also ran limerick competitions to advertise Vegemite. Entrants would write the final line of a limerick to enter into the draw to win a brand new car.</p> <p>It would take another world war, however, before Vegemite became part of Australian national identity.</p> <p>The second world war also disrupted shipping supply routes. <a href="https://www.oldtreasurybuilding.org.au/work-for-victory/housewives-to-action/food-rationing/">With other foodstuffs hard to come by</a>, Vegemite was marketed as a nutritious replacement for many foods. One 1945 advertisement <a href="http://nla.gov.au/nla.news-article1106308">read</a>: "If you are one of those who don’t need Vegemite medicinally, the thousands of invalids and babies are asking you to deny yourself of it for the time being."</p> <p>With its long shelf life and high levels of B-vitamins, the Department of Supply also saw the advantages of Vegemite. The department began buying Vegemite in bulk and <a href="https://www.awm.gov.au/collection/C1070486">including it in ration kits</a> sent to soldiers on the front lines.</p> <p>Due to this demand, Kraft-Walker foods rationed the Vegemite available to civilians. Yet the <a href="https://doi.org/10.1108/JHRM-06-2015-0019">brand increased advertisements</a>. Consumers were told Vegemite was limited because it was in demand for Australian troops due to its incredible health benefits.</p> <p><a href="http://nla.gov.au/nla.news-article1106308">One ad told Australians</a>: "In all operational areas where our men and those of our Allies are engaged, and in military hospitals, Vegemite is in great demand, because of its value in fighting Vitamin B deficiency diseases. That’s why the fighting forces have first call on all Vegemite produced. And that is why Vegemite is in short supply for civilian consumption. But it won’t always be that way. When the peace is won and our men come home, ample stocks of this extra tasty yeast extract will be available for everyone."</p> <p>This clever advertising linked Vegemite with Australian nationalism. Though most could not buy the spread during the rationing years, the idea that Vegemite was vital for the armed forces cemented the idea that Vegemite was fundamentally Australian.</p> <p>Buying Vegemite was an act of patriotism and a way to support Australian troops overseas.</p> <h2>Happy little Vegemites</h2> <p>In the postwar baby boom, Vegemite advertisements responded to concerns about the nation’s health and the need to rebuild a healthy population.</p> <figure><iframe src="https://www.youtube.com/embed/vLhk_wE4l2Q?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>This emphasis on <a href="http://nla.gov.au/nla.news-article46442748">Vegemite as part of a healthy diet</a> for growing children would remain the key advertising focus of the next 60 years.</p> <p><a href="https://www.nfsa.gov.au/collection/curated/happy-little-vegemites-jingle-1953">The ear-catching jingle was composed</a> in the early 1950s, first for radio and then later used in the 1959 television ad.</p> <p>The link between Australian identity and Vegemite was popularised internationally by Men At Work’s 1981 song Down Under, with the lyrics “He just smiled and gave me a Vegemite sandwich”.</p> <p>The 1980s also saw <a href="https://youtu.be/h5r3HAJh8es">the first remake of the 1950s television campaign</a>, re-colourising it for nostalgic young parents who had grown up with the original.</p> <figure><iframe src="https://www.youtube.com/embed/h5r3HAJh8es?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe></figure> <p>In February 2022, the first international arrivals welcomed back into Australia post-COVID were greeted with a DJ playing Down Under, koala plushies and <a href="https://www.theguardian.com/australia-news/2022/feb/21/today-we-rejoined-the-world-hugs-tears-and-vegemite-as-australia-reopens-international-borders">jars of Vegemite</a>.</p> <p>On Vegemite’s centenary in 2023, the unassuming spread is now firmly cemented as an Australian cultural icon. Love it or hate it, Vegemite is here to stay. <!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/204917/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/hannah-viney-1153558">Hannah Viney</a>, Researcher, <a href="https://theconversation.com/institutions/monash-university-1065">Monash University</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/a-rose-in-every-cheek-100-years-of-vegemite-the-wartime-spread-that-became-an-aussie-icon-204917">original article</a>.</em></p>

Food & Wine

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"My unexpected $223,000 overseas bill"

<p>Jeffrey Yates had just embarked on a once-in-a-lifetime holiday with his wife to celebrate their wedding anniversary.</p> <p>Instead, he ended up racking up a whopping $223,255 bill, the biggest claim his insurance company had seen during 2017.</p> <p>The 71-year-old from Western Australia said the pair’s much-anticipated trip had started off well.</p> <p>“The trip was a particularly special one as it was our 50th wedding anniversary, so it was something we’d been looking forward to for quite some time,” Mr Yates told <strong><span style="text-decoration: underline;"><a href="http://www.news.com.au/travel/travel-advice/health-safety/my-unexpected-223000-overseas-bill/news-story/94cd850899f9e1367bf6f3fb49621307">news.com.au.</a></span></strong></p> <p>“We started in Dubai, and then went over to Athens. From there, we jumped on a cruise from Athens to Barcelona.”</p> <p>But things soon took a turn when Jeffrey was struck with a series of illnesses while in Italy.</p> <p>“We were only a week in when my health started to deteriorate,” he said. “I contracted legionnaires’ disease and pneumonia which led to me discovering that I had emphysema on the trip.</p> <p>“The experience was quite scary and my wife and our two friends had to leave the cruise early to assist during my recovery.”</p> <p>He ended up in hospital for more than a month.</p> <p>“Within three days they’d dropped us off in Naples to see a specialist hospital, which led to 16 days in intensive care. This was followed by an extended stay in hospital.</p> <p>“All up, I was out of action for 47 days. After all was said and done, the total came to well over $220,000 … It was an extremely difficult situation.”</p> <p>Jeff says that while the couple always take out travel insurance, it was more for his wife who has ongoing health issues. He hadn’t anticipated he would need it.</p> <p>“It’s not something you think about, especially given how quickly those transportation and hospital bills can add up,” he said.</p> <p>“Of course, we were disappointed that such a long-awaited trip had been cut short, but we are grateful that it wasn’t worse and that we weren’t left out of pocket.”</p> <p>He says his experience show that all travellers need to protect themselves when travelling – as you really never know what could happen.</p> <p>Jeff still has ongoing health issues that he is being monitored for, including breathing issues for which he still requires oxygen.</p> <p><em>Images: Getty</em></p>

Travel Trouble

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How to avoid mobile phone bill horror stories when travelling

<p>"I'm sorry, calls to this number are not allowed, please try again later". This. Again. At 1am standing outside what I thought was our Galway Airbnb, but instead was a popular alley for Irish revellers to relieve themselves. Brilliant.</p> <p>After begging a convenience store manager, borrowing a phone and stealing some local wi-fi, we made it to bed before 3am (one-star rating for the Airbnb host, naturally). Such was the power of the phone company when you're on holiday, I still got pinged far-too-high amounts for calls and data used to attempt a check-in at the Irish abode.</p> <p>A reader recently contacted me wanting to avoid such a conundrum by asking for the best SIM cards available in Europe. Thankfully, EU law has recently shielded travellers from harsh cross-border roaming charges by ruling that providers cannot charge excessively for access to rival networks in fellow EU nations.</p> <p>You'll see the kiosks hawking pre-paid SIM packages at many major airports. If you want the dependability a SIM provides, assess your needs and shop around. </p> <p>Better yet, get to know your smartphone better and use the whole range of mobile apps that will soon make international call and text roaming redundant. Organising hotels, taxis, tours, dinner reservations as well as calling home and making your friends and colleagues jealous with holiday snaps can all be done with a wi-fi connections, which are readily available and far cheaper (if not free).</p> <p><strong>Avoid phone bill shock when you're away</strong></p> <ul> <li>Contact your mobile phone company rep about your destination and length of stay to see what add-ons and spending caps may be best.</li> <li>Only purchase local SIMs if you're in the country more than a week, have an unplanned itinerary or will have no free wi-fi at your accommodation.</li> <li>If you're on a per-day bundle, choose a few days to be on-the-grid and turn off your mobile data on other days.</li> <li>Go wi-fi only, in North American, Asian and European cities it's readily available.</li> <li>Embrace apps like Uber, Gett, WhatsApp, OpenTable and TripAdvisor to book taxis, call home and book restaurants and tours using hotel wi-fi and thus limiting calls.</li> </ul> <p><em>Image credit: Shutterstock</em></p> <p><em>Written by Josh Martin. Republished with permission of <a href="http://www.stuff.co.nz/" target="_blank" rel="noopener"><strong><span style="text-decoration: underline;">Stuff.co.nz</span></strong></a>.</em></p>

Travel Tips

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Energy bill relief to benefit just one Aussie demographic

<p>Nearly half a million older Australians will receive hundreds of dollars in energy bill relief as the federal government looks to battle rising power prices.</p> <p>Social Services Minister Amanda Rishworth revealed that all Commonwealth seniors health card holders will be given up to $500 per household.</p> <p>The 490,000-plus recipients will include an extra 16,320 people granted access to the card after the federal government introduced higher income thresholds for eligibility in November 2022.</p> <p>The new income limits are $90,000 for singles and $144,000 (combined) for couples.</p> <p>The government claimed this would benefit 52,000 older people by 2026-27.</p> <p>Rishworth explained the energy relief would be available from July 2023.</p> <p>The Australian Energy Regulator (AER) released its final determination on May 25, with a revised price increase higher than the March draft that saw a 20 to 22 per cent rise.</p> <p>AER chair Clare Savage said it had been a “difficult decision” but high wholesale energy costs continued to hike up retail prices.</p> <p>“No one wants to see rising prices, and we recognise this is a difficult time, that’s why it’s important for consumers to shop around for a better deal,” she said.</p> <p>Following the AER’s announcement, Opposition Leader Peter Dutton appeared on <em>Today</em> and said Prime Minister Anthony Albanese had “lied” to Australians about energy prices.</p> <p>“Let’s be very clear about it, he promised on 97 occasions your bill would go down by $275,” he told <em>Today</em> host Karl Stefanovic.</p> <p>“I think the government’s completely underestimating how much families and small businesses are hurting at the moment.”</p> <p>The bill comes shortly after the Australian Energy Regulator revealed electric prices were set to increase by 25 per cent for about 600,000 customers across three states from July 1.</p> <p>The federal government’s latest budget committed to $3 billion in financial support for those struggling to pay their power bill.</p> <p><em>Image credit: Shutterstock</em></p>

Money & Banking

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"I'm going rogue": Kochie gives away $3000 moments after quitting Sunrise

<p dir="ltr">When <em>Sunrise </em>host of 21 years David ‘Kochie’ Koch announced that <a href="https://www.oversixty.com.au/news/news/the-world-s-best-job-kochie-quits-sunrise">he would be parting ways with the popular breakfast TV show</a>, it should have been safe to assume that that was the only shock in store for viewers. </p> <p dir="ltr">However, Kochie had other ideas, making a bold - and generous - move, all while hinting that there was plenty more in store for his final two weeks at the helm with co-host Natalie Barr.</p> <p dir="ltr">The two were running the segment known as Bill Barrel when things took a turn, with Kochie explaining how “the rising cost of living is putting pressure on Aussies right across the country”, and how the team over at <em>Sunrise </em>wanted to offer relief and support where they could.</p> <p dir="ltr">“So,” Natalie added, “we are paying your bills.” </p> <p dir="ltr">The pair proceeded to spin the barrel, before pulling out a sheet of paper with the name of their lucky recipient - Melanie Turner from Brisbane. </p> <p dir="ltr">They were quick to get a delighted Melanie on the phone, and Kochie was all too eager to declare “congratulations, you’re this morning’s Bill Barrel winner!” </p> <p dir="ltr">Melanie, of course, thanked them for the happy surprise, before Natalie asked just what it was that she needed to pay off. </p> <p dir="ltr">“It’s my car rego,” Melanie said, “[it’s] due today, as a matter of fact.”</p> <p dir="ltr">She then revealed that her bill came to a total of $520 - an amount she was immensely grateful to be receiving. </p> <p dir="ltr">But that wasn’t the end of Melanie’s good fortune, with Natalie sharing “we’re feeling generous. Kochie’s feeling generous. He’s giving away cash today. We’re going to give you $1500 to help with that.” </p> <p dir="ltr">The $1500 should have been the most Melanie could take home to help with her bill, as the competition’s own terms and conditions list the sum as the “total maximum prize value”, but fate - or one rogue TV presenter - had more in store. </p> <p dir="ltr">Before Melanie had a chance to properly celebrate, Kochie cut in, declaring “I’ve only got two weeks to go. I’m going rogue. We’re going to do three grand.” </p> <p dir="ltr">As laughter broke out across the studio, and Melanie struggled to find the words, Kochie reiterated the prize, assuring Natalie that he was sure - even as she noted that she had “someone in my ear”. </p> <p dir="ltr">“I’m going to go rogue every day,” he continued, “for the next two weeks.”</p> <p dir="ltr"><em>Images: Sunrise / Seven</em></p>

Money & Banking

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Federal Budget 2023: How to make the most of the key promises

<p dir="ltr">Treasurer Jim Charles has handed down his first budget for 2023/24, offering a series of measures aimed at tackling the cost-of-living crisis.</p> <p dir="ltr">Millions of Australians will receive a boost from the federal government medical care, bills and welfare payments, amid the forecast that the budget will be be in the black with a surplus of $4bn.</p> <p dir="ltr">Here’s what it means for you:</p> <p dir="ltr"><strong>Bill help</strong></p> <p dir="ltr">Those who are on the pension, a seniors card holder or a recipient of family tax benefits A and B will be eligible to get help with energy bills thanks to a deal between the states and Commonwealth that’s worth $1.5bn.</p> <p dir="ltr">That means over five million eligible households and one million eligible small businesses will benefit from the scheme.</p> <p dir="ltr">The relief will come in the form of credits that apply directly to their power bills rather than cash, and the amount they receive will depend on the state they live in.</p> <p dir="ltr"><strong>Medicare Relief</strong></p> <p dir="ltr">The incentives paid to GPs who bulk bill 11.6m eligible Australians including children under 16, pensioners and other concession card holders will increase.</p> <p dir="ltr">GPs will be able to claim the incentives for in-person consultations over six minutes long and certain telehealth consultations.</p> <p dir="ltr">GPs who bulk bill patients in the city will be paid a new incentive of $20.65 compared to the previous rate of $6.60, while regional GPs will receive a $31.40 incentive, up from $10.05.</p> <p dir="ltr"><strong>Welfare recipients</strong></p> <p dir="ltr">Over 1.1 million vulnerable Australians will benefit from a $40 fortnightly boost from September, if parliament agrees.</p> <p dir="ltr">The increased base rate will apply to people receiving JobSeeker, Youth Allowance, Parenting Payment (partnered), ABSTUDY, Disability Support Pension (Youth) and Special Benefit.</p> <p dir="ltr"><strong>Rental assistance</strong></p> <p dir="ltr">For many renters, this budget means that rent is forecasted to increase over the next year as the market tightens.</p> <p dir="ltr">However, for those currently receiving the maximum Commonwealth Rent Assistance allowance their payments will increase by 15 per cent.</p> <p dir="ltr">Here’s what the Federal Budget will look like at a glance:</p> <ul> <li dir="ltr"> <p dir="ltr">Budget deficit of $13.9 billion in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Commonwealth net debt to rise to $574.9 billion (22.3 per cent of GDP) in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Economic growth to fall to 1.5 per cent in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Unemployment rate to rise to 4.25 per cent in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Inflation as measured by CPI to be 3.25 per cent in 2023/24</p> </li> <li dir="ltr"> <p dir="ltr">Wages to rise by four per cent in 2023/24</p> </li> </ul> <p dir="ltr"> </p> <p dir="ltr">And here are the key measures the federal budget has promised:</p> <ul> <li dir="ltr"> <p dir="ltr">Energy bill relief for five million households and one million businesses</p> </li> <li dir="ltr"> <p dir="ltr">Triple bulk-billing incentives and more funding for urgent care clinics</p> </li> <li dir="ltr"> <p dir="ltr">Base rate of JobSeeker and other payments to be raised for 1.1 million households</p> </li> <li dir="ltr"> <p dir="ltr">Commonwealth Rent Assistant rise for 1.1 million households</p> </li> <li dir="ltr"> <p dir="ltr">Housing boost including tax breaks for build-to-rent investors</p> </li> <li dir="ltr"> <p dir="ltr">$4 billion extra for renewable energy</p> </li> <li dir="ltr"> <p dir="ltr">Tax breaks for small business to write-off assets and reduce energy costs</p> </li> <li dir="ltr"> <p dir="ltr">Targeted help for jobless aged over 55</p> </li> <li dir="ltr"> <p dir="ltr">Cut to cost of medicines</p> </li> </ul> <p><em>Image: Getty Images/ Martin Ollman / Stringer</em></p>

Money & Banking

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11 things people who live to 100 have in common

<h2>Centenarian similarities</h2> <p>Living to be 100 requires a fair amount of luck, it’s true. But people who make it past the century mark also share some healthy habits that we could all benefit from. Here’s what we know centenarians have in common.</p> <h2>They have good genes</h2> <p>If you have at least one parent who lived to 95 or older, you have a better shot at a healthier (and presumably longer) life yourself, a 2017 study published in <em>The American Journal of Cardiology</em> found. Researchers reported that subjects with at least one parent living past age 95 had 29 per cent lower odds of having hypertension, 65 per cent lower odds of having a stroke, and 35 per cent lower odds of having cardiovascular disease than those whose parents died before age 95. That held true even when – and here’s the surprising thing – there were significant differences in social-economic status, physical activity, diet, and other lifestyle habits. “They were no more likely to eat low fat and only a small number were vegetarians,” says endocrinologist, Dr Sofiya Milman. While only about 25 per cent of longevity is related to genetics, that fraction seems to be the driving force behind how far those lifestyle habits (the remaining 75 per cent) can take you.</p> <h2>But genes aren’t everything</h2> <p>Longevity is complex. “Multiple genes are related to how long we live,” says professor of psychiatry, Dr Dilip Jeste. He’s also part of a team studying residents in Cilento, a region in Italy where the elderly live exceptionally long healthy lives. “In other words, if you have genes for certain types of fatal cancers, then the other genes that promote longevity may have less of an influence.” To hit the centenarian jackpot, an array of genes needs to be working together in your favour, but “there’s a lot more under our control than we think,” he adds. For example, take a set of twins with genes that predisposed them to lung cancer. If one smoked and one didn’t, the smoker would be 5.4 times more likely to develop lung cancer than the other, thus significantly hurting his chances at longevity.</p> <h2>They ‘postpone’ chronic illnesses</h2> <p>Chalk this up to those longevity genes. “Many centenarians get age-related diseases, such as cancer, at a much later age,” says Dr Milman. In a joint study between Albert Einstein College of Medicine and Boston University School of Public Health, she and a team of researchers found that the age at which their centenarian subjects experienced certain diseases were delayed between 18 and 24 years. So could escaping serious illnesses by the time you reach 100 be an indication that you’ve got some more good years ahead of you? Perhaps. In a 2008 issue of <em>The Journals of Gerontology</em>, researchers who examined supercentenarians (age 110 and older) found that most were independent in terms of daily life activities at the age of 100 and few were in nursing homes or other forms of assisted living before the age of 105.</p> <h2>They stay physically active</h2> <p>Physical activity throughout life, including your senior years, is associated not just with good health, but longevity as well. A National Institutes of Health study reports that just 2.5 hours of moderate activity a week could extend your life by 3.4 years. It turns out, some of the regions around the world with standout longevity are close-knit communities in rural areas. For these folks, work is often more physical than a desk job, and they’re probably not spending hours in a car every day. The Okinawa Centenarian Study, which followed residents of the Japanese village that boasts one of the world’s highest centenarian ratios, notes that regular physical activity throughout most of the centenarians’ lives (in conjunction with other healthy habits) allowed them to have “impressively young, clean arteries.” They didn’t lift weights or run 5Ks; they simply made fitness part of their lifestyle, whether it was taking strolls or tending to the garden. And in Villagrande, Sardinia, where men live about as long as the women (which is a rarity – typically, women outlive men), researchers attribute their day-to-day physical activity – most were shepherds in this mountainous region – to the men’s impressive longevity.</p> <h2>They don’t overeat</h2> <p>Places brimming with 100-year-olds have an unspoken custom: eat mindfully. “I’m stuffed” is just not something you’d hear at the table. They also tend not to eat alone and instead share their meals with family and friends, notes Dr Jeste. In Okinawa, for example, elders may even say, before a meal, “Hara hachi bu,” a Confucian concept that means “eat only until your stomach is 80 per cent full.” The upshot? The elderly Okinawans consumed about 7900 kilojoules a day throughout their lives. Australians consume an average of 8700 kilojoules. Why is that a problem? It seems that over-eating over-stresses our metabolic systems, while kilojoule restriction (as long as we get the necessary nutrients) is associated with lower levels of oxidative stress, inflammation, insulin sensitivity, and other conditions that speed up the ageing process. In fact, as authors of a joint Harvard-Salk Institute paper write, “At present, calorie restriction remains the most robust [i.e., evidence based] strategy for extending health and lifespan in most biological models tested.”</p> <h2>They eat healthy foods</h2> <p>The diets of these regions populated with healthy older people are different, but what they do have in common, says Dr Jeste, is what they don’t eat. “You don’t see a lot of high-fat or high-sugar foods.” For example, in Sardinia, the Mediterranean diet prevails; it’s rich in fish, fruits, vegetables, and healthy oils, all typically locally sourced. This is also true in Cilento, which boasts a diet especially rich in olives and rosemary. While Western foods have infiltrated Okinawa in recent years, its diet traditionally consists of only a little fish and pork, and plenty of vegetables, beans, tofu, seaweed, and complex carbohydrates, particularly purple and orange sweet potatoes.</p> <h2>They feel connected</h2> <p>In areas with higher-than-usual concentrations of centenarians, seniors are often an integrated part of their community. For some, church provides that connection. In Loma Linda, California, the only Blue Zone town (locations around the globe known for longevity and good health) in the United States, the seniors are Seventh-day Adventists; in Sardinia, they tend to be devout Roman Catholics. Religion encourages its believers to carve time during the week to go to church, which is not only a chance to strengthen their connection to God but to mingle with family and friends. As centenarian women interviewed in the Sardinia study repeatedly mentioned, it’s their ties to their family and God that’s kept them alive and kicking for so long.</p> <p>Maintaining quality social bonds, whether with fellow parishioners, family, or friends, have been linked to better health, while social isolation has been associated with an increased risk of inflammation in adolescents and worsened hypertension in old age. Studies published in the <em>Journal of the American Heart Association and Cancer</em> have also associated a strong social network (of the real, as opposed to virtual, kind) with better recovery from disease, including breast cancer and heart attack.</p> <h2>They feel respected</h2> <p>It’s probably not a coincidence that in areas with an unusually high number of centenarians, the culture is one that truly respects the elderly. In Sardinia, seniors are part of everyday society, not shuttled off into retirement and nursing homes. As a child of an elder interviewed in Cilento told researchers: “We always come to our father. He is still our point of reference and an example for us, for the way he takes things.”</p> <h2>They enjoy the outdoors</h2> <p>Part of the advantage of living in a rural, close-knit community is that you have open land, perfect for gardening or strolling. You can walk to a neighbour’s house (or even to work or run errands), and the air is fresh and clean. It’s pleasant. And while Loma Linda, California, is hardly a rural village, it’s populated by Seventh-day Adventists, who specifically promote getting outside in their official manual: “…we live intelligently in accordance with health principles of exercise, respiration, sunshine, pure air, use of water, sleep, and rest.”</p> <p>Why is being outside so helpful? “Multiple factors come into play,” says Dr Jeste. While some may partly credit vitamin D from sunshine for lengthening life, he believes that other factors may have more to do with it. “When you’re outdoors, you’re being active,” he says, whether you’re gardening or walking to or from somewhere. “You’re also looking at trees and nature. You’re more apt to interact with other people than feeling isolated. All this can promote happy feelings.” That, in turn, promotes a positive outlook on life.</p> <p><em>This article originally appeared in <a href="https://www.readersdigest.com.au/healthsmart/11-things-people-who-live-to-100-have-in-common" target="_blank" rel="noopener">Reader's Digest</a>. </em></p> <p><em>Images: Getty</em></p>

Retirement Life

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1 in 4 households struggle to pay power bills. Here are 5 ways to tackle hidden energy poverty

<p><a href="https://energyconsumersaustralia.com.au/news/how-increases-in-energy-prices-are-impacting-consumers#:%7E:text=Energy%2520affordability%2520is%2520not%2520just,in%2520the%2520past%252012%2520months.">One in four Australian households</a> are finding it hard to pay their gas and electricity bills. As winter looms, <a href="https://www.aer.gov.au/news-release/default-market-offer-2023%25E2%2580%259324-draft-determination">energy price rises</a> will make it even harder. Cold homes and disconnections resulting from energy poverty threaten people’s health and wellbeing.</p> <p><a href="https://www.acoss.org.au/wp-content/uploads/2023/03/ACOSS-cost-of-living-report2-March-2023_web_FINAL.pdf">Income support for welfare recipients</a> and retrofitting homes to make them more thermally efficient – by adding insulation, for example – can ease the burden. And when homes are not too cold or hot, <a href="https://theconversation.com/fuel-poverty-makes-you-sick-so-why-has-nothing-changed-since-i-was-a-child-living-in-a-cold-home-201787">people’s health benefits</a>. This in turn <a href="https://apo.org.au/node/319556">eases pressure on the public health system</a>.</p> <p>However, many people are missing out on assistance as programs often do not recognise their difficulties. Their energy vulnerability is hidden.</p> <h2>What forms does hidden energy poverty take?</h2> <p><a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">Our newly published study</a> has revealed six aspects of hidden energy vulnerability. These are:</p> <ol> <li> <p>underconsumption – households limit or turn off cooling, heating and/or lights to avoid disconnections</p> </li> <li> <p>incidental masking – other welfare support, such as rent relief, masks difficulties in paying energy bills</p> </li> <li> <p>some households disguise energy poverty by using public facilities such as showers or pooling money for bills between families</p> </li> <li> <p>some people conceal their hardship due to pride or fear of legal consequences, such as losing custody of children if food cannot be refrigerated because the power has been cut off</p> </li> <li> <p>poor understanding of energy efficiency and the health risks of cold or hot homes adds to the problem</p> </li> <li> <p>eligibility criteria for energy assistance programs may exclude some vulnerable households. For example, people with income just above the welfare threshold are missing out on energy concessions. Energy retailer hardship programs also ignore people who have voluntarily disconnected due to financial hardship.</p> </li> </ol> <h2>5 ways to help these households</h2> <p>Our studies suggest trusted intermediaries such as people working in health, energy and social services can play a vital role in identifying and supporting such households.</p> <p>First, energy efficiency and hardship initiatives may be <a href="https://www.rmit.edu.au/about/schools-colleges/property-construction-and-project-management/research/research-centres-and-groups/sustainable-building-innovation-laboratory/projects/care-at-home-system-improvements">integrated into the My Aged Care in-home care system</a>. Energy poverty risk identification, response and referral could be built into the national service’s assessment form. This could leverage existing client screening processes.</p> <p>The system’s front-line staff could connect at-risk householders with energy counsellors. These counsellors could help people access better energy contracts, concessions, home retrofits and appliance upgrade programs.</p> <p>A new Commonwealth “energy supplement” could help pay for essential energy-related home modifications. This would help avoid My Aged Care funds being diverted from immediate healthcare needs.</p> <p>Second, general practitioners and other health professionals could help identify energy vulnerability among patients with medical conditions of concern. They could also provide letters of support emphasising renters’ health-based need for air conditioners or heaters.</p> <p>Third, energy providers could use household energy data to identify those that seem to be under-consuming or are often disconnected. They could also identify those that are not on “best offer” deals. They could be proactive in checking struggling householders’ eligibility for ongoing energy concessions and one-off debt relief grants offered by states and territories.</p> <p>Energy providers could also make it easier for social housing providers to ensure concessions for tenants renew automatically.</p> <p>Fourth, local councils could use their data to identify at-risk householders. They might include those with a disability parking permit, discounted council rates or in arrears, on the social housing waiting list, Meals on Wheels clients and social housing tenants. Maternal and child health nurses and home and community care workers making home visits could call attention to cold or hot homes.</p> <p>Councils could employ in-house energy counsellors to provide assistance and energy literacy training. Council home maintenance teams could develop bulk-buying, insulation and neighbourhood retrofit programs.</p> <p>Strategies to reduce vulnerability to energy poverty should be part of municipal public health and wellbeing plans. Under these strategies, net-zero-carbon funds set up by states and local councils to reduce emissions could finance targeted housing retrofits.</p> <p>We also suggest setting up a central helpline to improve access to energy assistance via local referrals.</p> <p>Fifth, residential energy-efficiency programs could become more person-centric. For example, we already have <a href="https://www.homescorecard.gov.au/">Residential Efficiency Scorecard</a> audits to assess the thermal quality of a home. These audits could also explore whether concessions and better energy deals are available to the household.</p> <h2>Building capacity at all levels</h2> <p><a href="https://cur.org.au/cms/wp-content/uploads/2021/08/tackling-hidden-energy-final.pdf">Capacity-building strategies</a> are needed at all levels – individual, community and government – to overcome the <a href="https://www.sciencedirect.com/science/article/pii/S2214629623000737">challenges</a> of reducing energy poverty. Current obstacles include the competing priorities of service providers, lack of time and resources, and <a href="https://www.sciencedirect.com/science/article/abs/pii/S2214629622003553">poor co-ordination between siloed</a> programs and services.</p> <p>Access to essential energy services should be part of state and local governments’ strategic health plans. Housing, energy and health departments could work together to include housing retrofits in preventive health programs.</p> <p>A comprehensive approach is needed to overcome hidden energy poverty. It must include public education, integrated services and well-funded energy-efficiency programs. Regulatory reforms and ongoing funding are both needed to improve the availability of energy-efficient, affordable homes for tenants.</p> <p>Our suggested strategies start with improving the skills and knowledge of trusted intermediaries. Doctors, social workers, housing officers, community nurses and volunteers can play a central role. Using these front-line professionals to help identify and act on energy poverty offers a novel, cost-effective and targeted solution.</p> <p><em>This article originally appeared on <a href="https://theconversation.com/1-in-4-households-struggle-to-pay-power-bills-here-are-5-ways-to-tackle-hidden-energy-poverty-204672" target="_blank" rel="noopener">The Conversation</a>.</em></p> <p><em>Images: Getty</em></p>

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Million dollar baby! Video of newborn covered in money sparks outrage

<p>The bizarre moment a new father covered his newborn child in $100 bills has gone viral, sending social media into a frenzy over the strange act. </p> <p>The video shows a sleeping newborn in a crib in a hospital's nursery, while an adult covers the baby boy in $100 bills. </p> <p>Despite a blanket covering the baby's body, many were quick to point out just how many germs and bacteria live on cash notes, with many worried about the child picking up an infection from the dirty money. </p> <p>According to <a href="https://content.time.com/time/specials/packages/article/0,28804,1914560_1914558_1914544,00.html" target="_blank" rel="nofollow noreferrer noopener">TIME</a>, paper money can reportedly carry more germs than a household toilet - and hundreds of species of microorganisms can live on the cash for days. </p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">Man covers his new born baby with hundreds 😳 <a href="https://t.co/AFEYajIY6N">pic.twitter.com/AFEYajIY6N</a></p> <p>— Daily Loud (@DailyLoud) <a href="https://twitter.com/DailyLoud/status/1650660162930196485?ref_src=twsrc%5Etfw">April 25, 2023</a></p></blockquote> <p>People took to Twitter to show their outrage at the germs, with one person saying, "Bro just created a bacteria blanket for a newborn."</p> <p>Another shared the same sentiment, writing, "Unless those are brand new bills straight from the bank, he just covered his baby in a blanket of germs."</p> <p>Another person said, "Very very unhygienic I hope baby doesn't get sick..." while a fourth added, "Money is full of pathogens, I wouldn't compromise the baby's health."</p> <p>Others cut the happy parent some slack, saying it was a strange decision to shower the baby with money, but said they could understand the person's excitement over the bundle of joy. </p> <p>One person said, "Probably a proud first-time father and isn't thinking about how ridiculous this is. Down the line he'll show his baby the picture and they'll have a good laugh out of it."</p> <p>Another wrote, "An unusual way to wish prosperity to the newborn but again different stroke for different folks!"</p> <p><em>Image credits: Twitter</em></p>

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Want an easy $400 a year? Ditch the gas heater in your home for an electric split system

<p>Earlier this month, regulators <a href="https://theconversation.com/why-are-electricity-prices-going-up-again-and-will-it-ever-end-201869">flagged</a> power price rises in Queensland, New South Wales, Victoria and South Australia. Like many people, you’re probably wondering how you can minimise the financial pain.</p> <p>Getting rid of gas and electrifying everything in your home can save you money. <a href="https://renew.org.au/wp-content/uploads/2022/11/Report-Limiting-energy-bills-by-getting-off-gas.pdf">Modelling</a> by not-for-profit organisation Renew showed annual bills last year for a <a href="https://www.nathers.gov.au/owners-and-builders/home-energy-star-ratings">seven-star</a> all-electric home with solar power were between 69% (Western Sydney) and 83% (Hobart) cheaper than bills for a three-star home with gas appliances and no solar. </p> <p>There are other reasons to kick the gas habit, too. As renewables form an ever-growing part of Australia’s energy mix, electrifying the home increasingly helps tackle climate change. What’s more, there are sound <a href="https://www.unsw.edu.au/news/2023/02/a-heated-debate--how-safe-are-gas-stoves--">health</a> reasons to get rid of gas appliances.</p> <p>But where do you start? And how do you get the best bang for your buck? Here, I offer a few tips.</p> <h2>A quick guide to home energy use</h2> <p>Australian home energy use can be separated into a few categories: </p> <ul> <li>space heating and cooling</li> <li>water heating</li> <li>cooking</li> <li>vehicles </li> <li>other appliances (many of which are largely already electric). </li> </ul> <p>Of the appliances that typically depend on gas, the <a href="https://www.rewiringaustralia.org/report/castles-and-cars-discussion-paper">largest component</a> (37%) is space heating, followed by hot water (24%) and cooking (6%). </p> <p>This varies between states. Victoria, for example, is particularly dependent on gas. </p> <p>But the breakdown above gives some insight into the largest contributors to energy costs in the average Australian home – particularly in the cooler southern regions.</p> <p>While both gas and electricity costs are rising, as they are now in most states, all-electric homes can expect lower overall increases. <a href="https://renew.org.au/wp-content/uploads/2022/11/Report-Limiting-energy-bills-by-getting-off-gas.pdf">Analysis</a> by Renew has shown ditching the old gas heater in favour of a split system/reverse cycle air-conditioner (without solar panels) can lead to average savings of A$546 each year in Canberra, $440 in Adelaide, $409 in Melbourne and $256 in Perth. </p> <p>Heating a space with a reverse-cycle air conditioner is about four times more efficient than using natural gas. And when the electricity is generated by renewables, it can be done with zero greenhouse gas emissions.</p> <p>And what about heating water? Using the existing electricity grid, the cost of using an electric heat pump is around half that of using a natural gas water heater. </p> <p>The costs fall even lower if a household shifts to solar panels subsidised or financed by government, backed by a home battery providing the energy. In this case, heating costs are around a third of using gas.</p> <h2>So what’s the payback?</h2> <p>Buying new appliances costs money. So it’s important to examine the “payback” period - in other words, the length of time it takes for energy bill savings to equal the cost of the initial investment in a new appliance. </p> <p>The payback period can vary depending on:</p> <ul> <li>cost and quality of the appliance</li> <li>an appliance’s energy rating</li> <li>size of the system</li> <li>for space heating, whether a split system is replacing an existing ducted system or being added on externally.</li> </ul> <p>A <a href="https://www.climatecouncil.org.au/wp-content/uploads/2022/10/CC_MVSA0323-CC-Report-Gas-vs-Electricity_V4-Single.pdf">report</a> last year by the Climate Council calculated the approximate cost differences between higher and lower-end electric appliances. Lower-end hot water heat pumps, reverse-cycle air conditioner and induction stoves were priced around $7,818 all together, while higher-end appliances cost around $14,936 together.</p> <p>Both scenarios included installation costs and $3,000 for electrical upgrades and other costs. </p> <p>The payback period for low-priced appliances ranged from five years in Hobart and Canberra to 15 years in Perth and Sydney. Higher-priced appliances were in the order of eight to ten years for most cities and 12, 16 and 19 years for Melbourne, Perth and Sydney respectively.</p> <p>Rolled out at scale, household electrification is also a feasible way to reduce gas demand. It may be the only practical option available to decarbonise residential energy. </p> <p>As research <a href="https://www.sciencedirect.com/science/article/pii/S0196890422013802#b0130">recently suggested</a>, so-called “green” hydrogen – made by using low-carbon electricity to split water into hydrogen and oxygen – is unlikely to emerge as a cheap replacement for gas boilers. And why look for a technological solution to a problem we already know how to solve?</p> <p>Modelling by <a href="https://environmentvictoria.org.au/wp-content/uploads/2020/06/Vic-Gas-Market-Demand-Side-Study-Final-Report-1.pdf">Environment Victoria</a> has shown installing heat pumps for heating and cooling would reduce statewide gas use by 48 petajoules a year, compared to the relatively minimal 0.5 petajoules saved by installing induction cooktops. </p> <p>At the same scale – and using a similar technology – replacing gas hot water with heat pump hot water reduces household gas use by 10 petajoules each year. That’s an enormous saving of gas.</p> <h2>The bigger picture for all-electric homes</h2> <p>Existing homes can benefit from a combination of electrification, rooftop solar and batteries. They can also benefit from energy efficiency measures such as installing insulation, stopping draughts, closing off rooms and wearing the right clothing for the season.</p> <p>We can work together to speed up the transition to renewable energy and reduce the demand for gas.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://theconversation.com/want-an-easy-400-a-year-ditch-the-gas-heater-in-your-home-for-an-electric-split-system-201941" target="_blank" rel="noopener">The Conversation</a>. </em></p>

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